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How to make files as secure as possible.

I am about to go into the realm of ssl. I am wondering about the entire issue of security.
When I implement ssl, there will be a php file that is located in the primary ssl area, so that the customers can safely enter sensitive info. But my question is where should the info be stored? I suppose it should be stored outside the the public html area, so no one can access it. Is this ok? I guess that the php can access local information from local directories, in this way, without giving ssl warnings that “this page contains – blah blah”. Or should it all be stored in the ssl area?
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@bokehAug 08.2005 — How much security you choose to apply will depend on the nature of the data you wish to protect. A non public directory is a good start but easily accessible if the server is comprimised. For really tight security encrypt your data before storage and don't store the access key on the server.
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@Stephen_PhilbinAug 08.2005 — If you were to encrypt data for storage when you recieved it, then that is no longer the job of the webserver. You'll need something else for that. I first avenue of investigation would be to check out storing the data in a database and have the database encrypt the data there.
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